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On March 18th, 2019, Governor Ron Desantis signed a bill that legalizes smokeable medical marijuana in Florida. The law goes into effect immediately, but the state Department of Health still has to release guidelines for doctors and approve licensed dispensaries to sell their new smokable marijuana products. Employers should educate themselves on medical marijuana and the workplace. We received the below question from an employer and along with an answer provided by an HR Consultant. “What is the ruling on an employee using marijuana medical purposes in the office (employee does […]

If your business sells items like batteries, flashlights, generators, or coolers, you need to be aware of the upcoming Disaster Preparedness Sales Tax Holiday.  For the first week in June 2018, certain items will be exempt from the state sales tax if they meet certain price restrictions. All day June 1st through June 7th, the sale of the following items will be exempt from the state sales tax: Selling for $10 or less: Reusable ice packs Selling for $20 or less: Any portable self-powered light source (powered by battery, solar, […]

  For the third consecutive year, Frank H. Furman, Inc. has been awarded a 2018 Top Workplaces honor by The Sun Sentinel, clearly demonstrating to the public, what employees already know. The collective work ethic and unwavering integrity demonstrated by Furman employees at all levels is key to not only growing the agency, but crucial in keeping Furman Insurance one of the best places to work. “Top Workplaces is more than just recognition,” said Doug Claffey, CEO of Energage. “Our research shows organizations that earn the award attract better talent, […]

The ARD, a source of confusion for many employers, is being eliminated as of May 1, 2017. The National Council on Compensation Insurance, Inc. (NCCI) is eliminating the anniversary rating date (ARD) rule on May 1, 2017. The ARD is defined as the effective month and day of a workers’ compensation policy and each anniversary thereafter, unless a different date has been established by NCCI or another licensed rating organization. This Work Comp Insights will answer common questions regarding the ARD rule and explain the NCCI’s reason for eliminating it. […]

Furman Insurance has been awarded a 2017 Top Workplaces honor by The Sun Sentinel. The Top Workplaces lists are based solely on the results of an employee feedback survey administered by WorkplaceDynamics, LLC, a leading research firm that specializes in organizational health and workplace improvement. Several aspects of workplace culture were measured, including Alignment, Execution, and Connection, just to name a few. “The Top Workplaces award is not a popularity contest. And oftentimes, people assume it’s all about fancy perks and benefits.” says Doug Claffey, CEO of WorkplaceDynamics. “But to […]

For Immediate Release For More Information: Allison Sorenson 954-943-5050 x 271 [email protected]   Frank H. Furman, Inc.’s Roofing Risk Advisors listed as Top Specialist Broker Roofing Risk Advisors Focuses on Roofing Risk and Insurance   (Pompano Beach, Florida, March 10, 2017) Roofing Risk Advisors (RRA), a division of Frank H. Furman, Inc. is known for providing a competitive advantage to their roofing clients by structuring and managing proven risk reduction strategies in the roofing industry.  The agency is also now known as a Top Specialist Broker by Insurance Business America […]

In recent weeks there have been 2 South Florida confined space incidents on construction sites that have left 4 workers dead and a firefighter seriously injured.  The dangers of confined spaces have been documented for ages and the OSHA regulation has been on the books for over a year. On Tuesday, February 7, a representative of the Ft. Lauderdale Area OSHA office indicated that they will be taking a critical look at confined spaces on construction sites. A confined space is defined as fitting all three criteria: Is large enough […]

Author: John E. Cantwell and Dorothy E. Kelly Auto insurers are embarking on a ride into the unknown as motorists clock record mileage on U.S. roads and insurer underwriting results start to reflect a surge in driving. The Great Recession of 2008 pushed mileage downward as never before, until driving started to rebound and the negative trend reversed in 2012. Today, an improving economy and falling gas prices have more people driving more often. Miles driven set new records in 2015, and seasonally adjusted mileage continues to increase. Americans drove […]

OSHA’s Top 10 most cited violations, fiscal year 2016   1. Fall Protection – General Requirements This standard outlines where fall protection is required, which systems are appropriate for given situations, the proper construction and installation of safety systems, and proper supervision of employees prevent falls. It is designed to protect employees on walking/working surfaces (horizontal or vertical) with an unprotected side or edge above 6 feet.   2. Hazard Communication This standard addresses chemical hazards – both those chemicals produced in the workplace and those imported into the workplace. […]

Please find the below press release from the Florida Office of Insurance Regulation for further information: Office Files Notice of Appeal in Workers’ Compensation Court Case TALLAHASSEE, Fla. –The Florida Office of Insurance Regulation (Office) has filed a Notice of Appeal with the First District Court of Appeal in the Fee v. National Council on Compensation Insurance (NCCI)/Office court case. This action comes in response to a court order issued on November 23, 2016, which invalidated the 14.5% overall combined statewide average rate increase approved by the Office on October 5, […]